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Sun life dental coverage
Sun life dental coverage











Refer to the table above for the reimbursement level for your employee group. ĭepending on your UBC employee group, you will be reimbursed 70% to 85% of the costs of eligible prescription drugs that are prescribed by a physician or dentist and obtained from a pharmacist. To ensure your prescription drug costs are covered, please confirm that you are registered with Fair PharmaCare. After this, you will then be reimbursed for 100% of that person’s eligible expenses for the remainder of the benefit year. * You will be reimbursed based on the above reimbursement levels for the eligible expenses of each person enrolled in your plan until that person has reached $1,000 in reimbursable expenses for prescription drugs, paramedical services, medical services and equipment, and in-province hospital costs combined. Non-BC PharmaCare Formulary drugs: 70%*Įmergency Out-Of-Province Medical Care: 100%.You will be reimbursed based on the reasonable and customary charge for the item or service at the following levels, up to a lifetime maximum of $2,000,000 per person: You pay a deductible for your prescription drugs that is equal to the dispensing fee charged by the pharmacy for each prescription or refill. Postdoctoral Fellows (Award Recipients and Employees) Non-Union Technicians and Research Assistants Your deductible is $25 each benefit year (January 1 – December 31) for each person enrolled in your extended health plan, up to $25 per familyįaculty – Faculty, Librarians and Program Directors (Sessional Lecturers working less than 50% FTE or in an appointment of four months or less pay half of the monthly premiums for Extended Health Plan benefits.) There is no cost to you, as UBC pays the monthly premiums associated with this plan. For more information, visit our Best Doctors page. To be eligible to enrol in UBC’s Extended Health Plan, you must also be eligible for and enrolled in a Canadian public health plan (such as BC’s Medical Services Plan (MSP)) through another employer or with Health Insurance BC directly.įrom Octoto September 30, 2023, your Extended Health Plan will also include access to Best Doctors, a network of medical and mental health specialists you can connect with to confirm a diagnosis, offer other treatment options, and guide you through our health care system. If you want to receive Extended Health Plan benefits, you need to meet the eligibility requirements and enrol in the plan. įor complete details, please refer to your Sun Life booklet. Your UBC Extended Health Plan will reimburse you and your eligible dependents for some or all of the cost of many health-care services that are not covered by BC’s Medical Services Plan. Supports for those experiencing domestic violence.Working with an injury, illness or disability.Faculty collective agreement and policies.Collective Agreements and Terms & Conditions of Employment.Note: Services performed by an orthodontist aren't covered by the Dental Plan. Prior to dental treatment for work that is expected to cost $300 or more, students should submit a treatment plan (obtained from your dentist) to Sun Life Assurance Company of Canada for approval. Contact Studentcare for more details.Ĭertain exclusions and limitations may apply. The Studentcare Dental Network reduction, however, will be 20%, as this is considered oral surgery in the Provincial Dental Fee Guide for General Practitioners.ĥ Fillings in amalgam (metal) and composite (white) fillings are covered for all teeth.Ħ Certain maximums exist. A complete set of x-rays or panorex x-rays is covered once per 36 months.ģ Root planing is covered up to 8 units per policy year.Ĥ The extraction of impacted teeth is considered to be part of preventative services by Sun Life. A complete exam (sometimes called a new patient exam) is covered once per 36 months. Scaling is covered up to 2 units per policy year. The maximum paid by Sun Life Financial per policy year on the insured portion of the Dental Plan is $750.ġ Percentage of Provincial Dental Fee Guide Cost for General Practitioners (in the province where service was performed).Ģ Recall exams, cleaning/polishing, bitewing x-rays, oral hygiene instruction, and the application of fluoride are covered once per 12 months.













Sun life dental coverage